Tag: buying a home

Deciding to purchase a home is a big decision!  Today we are here to debunk the top home buying myths that our home buyer clients have! Myth #1: You must have 20%  for your down payment False! Between the rising cost of living in our area and the growing amount of student debt that many prospective buyers are carrying, it seems like it is getting harder and harder to save 20% for a downpayment! While it is true that putting 20% down helps you to lock in a lower interest rate and avoid monthly mortgage insurance, don’t despair if you...